Ten Moneylove Laws

April 10th, 2014 | Posted in Jerry Gillies, Moneylove

I Please Myself By My Consistency

I recently found in an old hardcover copy of Moneylove,  a sheet of paper with this list of Ten Moneylove Laws of Success and Wealth. I imagine it was something I came up with for a workshop and that, in that workshop, I expanded and elaborated on each law.  The interesting thing to me was that I still consider every one of these laws or declarations valid.

This also made me think of a ubiquitous quote:

“A foolish consistency is the hobgoblin of little minds.”

The quote originated with Ralph Waldo Emerson in his essay Self Reliance. Emerson never explained what he thought the difference was between foolish and wise consistency.  I would suggest it is related to the popular statement that insanity is doing the same thing over and over again and expecting to get different results. I have found that people who follow any one of the laws or principles created by me–whether a few days ago, or thirty-some years ago–seem to produce more clarity, momentum, and successful results.

It isn’t that my lists are so much better than others created by other people, but rather that any such statement that makes sense will inevitably produce a positive outcome if the person follows it with consistent action.

Here they are.

1. Money is not a logical, rational experience.

2. Passive income is the only way to become financially free.

3. What you want is more important than how you are going to get it.

4. The more passionate you are, the more successful you’ll be.

5. Pettiness is the warden of your poverty prison.

6. Feelings are more important than thoughts, goals, and strategies.

7. Action diminishes fear.

8. The way to learn to be successful is to study what works.

9. You can lose your negative voice in the crowd, and never lose the need to do so.

10. Your subconscious mind is a playful child.

Those of you who have read Moneylove, or listened to my audios, will find these ten ideas familiar.  My prosperity  philosophy is a consistent one, which I have built on over the past four decades. Focusing your intention and taking action on any single one of the 10 laws can result in a profound positive change in your life. Which one do you want to explore first?


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Unconditional Income In a Real Democracy

March 31st, 2014 | Posted in Abundance, Jerry Gillies


It looks like the Swiss, a much truer democracy than the U.S., will be voting on whether every legal resident will be given an unconditional $2800 income. The proponents of this dramatic concept are careful to not call it a minimum income.

One reason this radical new law seems very possible in Switzerland is that, unlike the U.S., it is not a half-baked democracy ruled by special interests. All the Swiss have to do to get any proposed law on the national ballot is collect 100,000 signatures. The result of the vote is binding. This means that Swiss citizens, increasingly angry over economic disparity, as exemplified by top banks paying record high bonuses to executives while losing money, can do something about it. They already have recently voted to limit executive bonuses. The is due to the Swiss direct democracy system.

While some economists have said it would mean young citizens might choose not to work and just get their basic income from the government, while those in favor of the measure say it means people would get to do what they really want to do with their lives, instead of working just to survive. The amount proposed is just about double the average Social Security payment in the U.S.  The man behind the basic income initiative is Enno Schmidt, an artist. He says having citizens of one of the richest countries in the world have to struggle to survive is akin to slavery.

This is certainly one of the most prosperity conscious laws ever proposed anywhere. It creates a new ideal, a new vision, and a new reality for this new century and new millennium. Its proponents say $2800 certainly won’t make every Swiss citizen rich, but it will make them solvent. They already have one of the world’s lowest unemployment rates of 3%, and we really don’t know for sure what this unconditional guaranteed basic income would do to their economy. So far, in history,  Switzerland has been pretty smart in creating close to an economic and social welfare utopia, the kind only dreamed of by some of the Founding Fathers of the U.S., like Thomas Paine. I really can’t see them allowing this new law, once it passes–perhaps by the end of the year–to damage their healthy economy.

Now that he’s spending so much time talking about income inequality, maybe it’s time for President Obama to suggest something like this Swiss proposal. I know the U.S. isn’t Switzerland, and many forces would oppose such a suggestion, but wouldn’t it be a good idea to at least start the debate?

One Swiss business leader expressed his dismay at the basic income initiative, saying its passage would make Switzerland into a “Happy Land.” Gee, when did that become a bad thing?  A lot of experts have weighed in on both sides, but I think some of the best arguments that it would not disrupt one of the world’s most stable economies is that $2800 is enough to survive on in Switzerland, but not with a luxurious lifestyle. There will still be lots of incentives to work.

There aren’t too many poor people in Switzerland now, but imagine when there isn’t a single one left. I don’t know how the U.S. would officially react to that situation, especially with so many of its citizens living in poverty (many more than the population of Switzerland) and going hungry. I would hope there would be at least a modicum of shame involved.
Who’s ready for some Happy Land experiences?


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Reaching Out to Cash In

March 15th, 2014 | Posted in Jerry Gillies, Moneylove

As More Businesses Focus Online The Personal Touch Remains Vital

This post results from my wanting to say more about a recent Facebook comment:

Often overlooked when discussing the explosive growth of the Internet is the fact that there are now tens of thousands of businesses trying to sell us goods and services every day. Most of the advice for business success I see is about marketing, mastering social media, and positioning on Google. All valid, but even more important, as I pointed out in Moneylove thirty-some years ago, as we become more immersed in cyberland, is the personal touch. Smart businesses like ThinkGeek.com and the huge Amazon operation, know that keeping it personalized and very customer-friendly is the key to booming business.

What I basically was saying in Moneylove was that as we move further into a mechanized and depersonalized world, the person or business that learns how to make real human contact will find a lot more success in their personal and professional life. This has been proven time and again during the exponential growth of Internet commerce. This is especially true now that customer service has seemed to take a back seat to such functions as SEO, or Search Engine Optimization. As businesses cut back in their move to a more computerized world, it seems the customer service department is often the first to go. In my view, this is the area that should be beefed up instead. Customers and clients are feeling more disconnected and lost in the crowd in today’s one-billion-plus-Facebook-member world.

The answer to this sense of confusion and isolation is the human touch, plain and simple. http://ThinkGeek.com is a great example of this. With a wide assortment of cool products appealing to geeks, nerds, and gadget lovers, they keep it real down to earth. I have returned a few items, and always get a live person when I call them, and very very quick results. The ultimate experience I had was when I bought a digital watch on sale. After about a year, its multiple flashing LED light display just stopped. I thought  it might be the battery, but couldn’t figure out how to open the case. I called their customer service department and got an obviously young guy. He said the watch had been so cheap ($9.95–tho people often asked me where I got it and I probably could have sold it for $100) because it had been discontinued, and no one there knew how to access the battery. So, this service rep said he was going to send me a new super cool digital watch everyone there loved that was priced at $59.95, as a replacement. I asked if I should send the original watch back to ThinkGeek, and he said not to bother, and if I ever figured out how to replace the battery, consider it a bonus. The new watch arrived in two days and I love it. I eventually found a jeweler who opened the back and found it used two batteries. It cost me $20, twice what I originally paid for the watch, but I now could alternate between two attention-grabbing timepieces for a total expense of $30.  Do you think I might be a lifelong customer?

Perhaps even more amazing is that the gigantic Amazon.com operation has similar personal attention as a major feature of their operation. Another personal anecdote I’ll offer, which seems appropriate since we are talking about reaching out as a major aspect of a successful business. I dropped my Kindle after owning it about four months. When I talked to a live Amazon representative, and described the blotchy screen that resulted, he said it was permanently damaged and that he would overnight me a brand new Kindle, and that my more than 200 books were still available in my library and could easily be reloaded into the new machine. All I had to do was agree to send back the old, broken model to Amazon within 30 days, and they emailed me a free postage label to do so. Another lifelong customer relationship.

So, if you are in any kind of business online at all, you might ask yourself how you can provide this kind of personalized, rapid response customer service. One way I do this when someone orders one of my audio programs, or joins my monthly Moneylove Club audio service, is to I always thank them in an email I personally type and send. I think this is one of the reasons I have an usually low unsubscribe rate.

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A Novel Approach

March 3rd, 2014 | Posted in Choosing Your Teacher, Jerry Gillies

A More Powerful Brain From Reading Fiction

On my latest Moneylove Club audio, I talk about some secrets of success that folks might find shocking, or at least unexpected and surprising. One of these is something I have actually been advocating for thirty-some years:  The regular reading of fiction in addition to any nonfiction one reads for education, motivation,  inspiration, or work-related information. Now this is being backed up by a number of studies by brain scientists.

One such study at Emory University shows that reading a novel that really engages your attention causes changes in the left temporal cortex of the brain that can last up to five days. This part of the brain is the part most associated with language. Also neurons of this part are the ones that can fool the mind into thinking it is doing something it is only thinking about. I used to talk about this a lot when I was involved in running the Biofeedback Institute in New York. How a basketball team training by just visualizing playing had close to the same results as a team actually practicing out on the court. A recent name for this phenomenon is “grounded cognition,” commonly known as muscle memory.

The best brain-boosting results happen when the reader is pulled into the plot of the novel, and strongly identifies with the hero or protagonist. This has a strong impact on one’s measurable level of empathy and ability to communicate. And these two factors, in turn, are greatly responsible for success in achieving one’s aspirations in the real world. This is quite a realization and quite a change from back in the 19th Century, when reading novels was considered a sinful waste of time.

A study at the New School for Social Research shows the empathy factor is enhanced because reading literary fiction helps us put ourselves into the minds of others, and enhances our ability to guess the feelings of others. Children are greatly impacted by reading novels, with better performance in vocabulary skills and even math.

On my audio, I recommended two favorite books that are nonfiction but talk a lot about fiction. They are by two of the most talented storytellers of the 20th Century:  W. Somerset Maugham, author of The Razor’s Edge and Of Human Bondage, and the highest paid writer of the 1930s, who talks about his love of writing and reading novels in his memoir, The Summing Up. And Louis L’Amour, who wrote 100 novels and many short stories, many of which were about the Old West. L’Amour left school and went to sea at the age of fifteen with a very large box of books. He normally read 100 books a year, and some very interesting lists of these books appear in his Education of A Wandering Man. I consider these two books the best ever written in terms of inspiring those reading them to want to be readers all their lives.

I’ll leave you with one quote from each of these authors.

From Louis L’Amour:

It is often said that one has but one life to live, but that is nonsense. For one who reads, there is no limit to the number of lives that may be lived, for fiction, biography and history offer an inexhaustible number of lives in all periods of time.

And from W. Somerset Maugham:

To acquire the habit of reading is to construct for yourself a refuge from almost all the miseries of life.

Now go find a book.


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Uniquely You

February 21st, 2014 | Posted in Jerry Gillies

We May Be “All One” But That Doesn’t Mean You Can’t Be “The One and Only.”

As I grow older, some years zooming by at a gallop, some at a slow walk, there are two seemingly contradictory realities which have emerged.  There is no doubt that with increased personal awareness, we learn how we are all part of some universal organism that largely operates in synergistic synchoricity.  At the same time, we may discover in expanding self-awareness and sense-of-identity that we are unique in this universe. That there are certain attributes, talents, and experiences that, combined and shaken up a bit, form our very special, exceptional soup–the mixture that constitutes the Me in Us.

I assert that the more we recognize our own special brand, walk around with our own sense of who we are–and as the currently popular description goes, “feel comfortable in our own skins,” the more we will accomplish and achieve and accumulate in life.

I therefore think it is useful, perhaps even essential, that from time to time we catalog all the factors that form our own unique persona–the combination of events and experiences that have formed and formulated each of us. The totality of individual things that make us who we are.

Some of you know that I spent 12 years in prison, in a very strange set of circumstances I described the first of 234 posts on a personal blog I retired last month as other ventures captured my energy, including this blog.


I cannot begin to express how this exercise of cataloging my unique qualities and experiences helped me survive prison and emerge with an even greater sense of who I was in the world, and how I could make a positive dent in the universe. Among those items I listed that I still feel were in toto uniquely mine compared to the over two million other prison inmates in the U.S., and probably the entire world’s prison population:

1. I was a former radio newsman, topping my career at NBC in the top U.S. broadcast market, New York City.

2. I was the author of six self-help books, including a two million copy bestseller, Moneylove (one for each U.S. inmate).

3. While in prison, to make a modest income for such necessities as toothpaste, tuna, Ramen noodles, I went back to an earlier vocation and started writing cartoon gags for top cartoonists, some appearing in Harvard Business Review, Parade, Saturday Evening Post, Wall Street Journal, Readers’ Digest, with just the Parade gags for Bunny Hoest featuring Howard Huge making over 80 million people smile.

4. As an inmate, mainly at Folsom, I wrote five stories that were published in three of the Chicken Soup For The Soul books.

5. I had appeared on Oprah to promote a book, as well as Larry King, Sally Jessy Raphael, Regis Philbin. I had even substituted for Sally Jesse for a week on her daily Miami radio show when her father was seriously ill.

6. I had lived on a houseboat in Florida, in a motorhome, and a California commune.

7. And to round out what made me quite unusual if not unique as a prison inmate:  I did not smoke, drink, or do drugs, not even coffee.

While in prison, I never shared this Jerry Soup list, but as part of my internal process it helped me combat an environment where there was no recognition or acknowledgement for any of one’s accomplishments or encouragement for any future aspirations.

Ironically, after my 2008 release, having been in prison got added to the mix. And as I approached seventy, I kept adding stuff.

This included performing stand-up comedy and one man shows, and appearing in two theatre productions in my new home (as of February, 2013), Panama. And I am slowly but surely learning my first second language, Spanish.

A lot of these individual items have been experienced or accomplished by lots of other people, and I don’t claim any superiority by listing the complete package. What I do claim is that, like everyone else on the planet, my set of life’s happenings come together as no one else’s set does. And just being aware of your own special mix can allow you to move through life with your own special jaunty step.


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Doing It

February 13th, 2014 | Posted in Jerry Gillies

Talking About It Isn’t Taking Action

A little over a year ago, I got rid of a lot of excess baggage. What I had left, other than some papers and books left with friends, was a backpack and carry-on bag, plus two checked bags, as I flew to my new home in Panama. I had talked about this move for at least six months, but had already made the decision and set the date. That’s a new rule in my life I am intending to observe: to not discuss any new activity until I am firmly committed in my own mind to actually doing it.

Living in a new country, with a new Latin culture and a new language (though I am still struggling with that one a bit) gives me many opportunities, almost on a daily basis, to do new things, to explore new adventures, to add new skills and experiences to my life. Strangely enough, some of these new things have nothing to do with living in Panama, and I could have done them just as easily in other places I have lived: San Francisco, Malibu, New York, Florida.

Major changes someone considers positive can foster many new openings. I have heard from other expats that they develop many new passions in a new country, not all of them connected with that particular time or place. We now know that learning and speaking a new language fires up the neurons in our brains in a new way, having an impact on all sorts of creative stirrings. I think that unsettled footing we have acclimating to a new environment actually provides a form of inner stability that makes us less risk adverse.

Last night was the first night of rehearsals for a Murder Mystery Dinner Theatre play I will be appearing in for three nights in April. A lot of newness in one package. I wasn’t sure some major upcoming projects would allow me the time for this play. But the one I did last summer was such a success and so much fun, I decided to put it in the hands of fate and audition and go with the flow of what happened. What happened was I got one of the lead roles, which will also afford me an opportunity to write some of my own lines and ad-lib others. Best of all, I get a chance to know a bunch of new people, my fellow castmates and two stunning co-directors. That four of my castmates are lovely women doesn’t hurt the equation at all.

I had the intention when I first emigrated here to become the first English-language stand-up comedian in Panama. I even had a commitment to perform in a new theatre in a brand new hotel casino. But some business issues have delayed the opening of that theatre, part of another new aspect of my new life: learning to be patient in a lackadaisical tropical time culture. I have no doubt the stand-up will happen, but at its own pace. And with everything else that is going on, I don’t know how I would squeeze it in should the opportunity come sooner rather than later.

This could be a year filled with new ventures and possibilities. But these won’t just be subjects for conversation. Rather, they will be things that catch my imagination in my current ready-for-just-about-anything-state, and which I will be energized, motivated, and willing to start doing.


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The Power of Contrast

January 23rd, 2014 | Posted in Jerry Gillies

The Back and Forth of a Lively Life

A couple of thoughts related to weather led to this post. One, as the Northeastern U.S. is being slammed with a record-breaking cold spell, is my current life in a tropical setting in Panama, where the daily year-round high usually hits 90 degrees. No, I don’t miss the seasons, as I didn’t when living in Florida or Southern California. I definitely don’t miss the chilly, often windy and damp (even in summer) San Francisco climate. And this thought reminded me of a more temporary contrast I experienced over thirty years ago in New York, when I climbed aboard a Holland America luxury liner, the original Niew Amsterdam, in the snow in early February, to constantly move more into the warmth as we headed South to the Caribbean.

There is an enriching, energizing, and enlivening quality to contrasts we experience. It has always been my contention that it makes for a livelier mind and more creative imagination. This is one of the reasons that I always tried to include it in my workshops and lectures. A few minutes of pure information, then some kind of audience participation, then more information, then some kind of inner awareness process for participants, and more information. It always seemed to me that moving back and forth between these different states of consciousness made for a more powerful learning experience.

I think this also has to do with all the benefits to the brain and cognitive activity now attributed to the process of learning and speaking a new language. There is even evidence that learning a second language can help prevent Alzheimer’s. Being monolingual, I will confess that learning Spanish hasn’t been as easy as I’d hoped. At first I went with the popular myth that it’s just much harder to learn a language once one has left one’s youth behind. But on further contemplation, I realized I have always been language-adverse. I had countless opportunities to learn other languages as a younger man, situations that would have led many others to become multilingual. I never did, it just wasn’t a natural process for me. But believing anything is possible once we put our mind to it, I am determined to overcome this resistance. As I learn more Spanish, the quality of my life in Panama will become even more enjoyable. And the contrast of my brain cells being exercised in new ways will create all sorts of benefits.

I have several friends who live perhaps half their year in Panama, the rest in the U.S. or Canada. This constant contrast certainly makes for an interesting life. I think even a couple of them who are always bemoaning the fact that they can’t yet manage to life full time in Panama may not be appreciating the benefits of the contrast of coming and going back and forth.  I may, after getting some creative projects up and running, even explore this myself. I doubt I would want to live in a cold climate ever again, but that still gives me lots of contrasting choices.

Creating contrast in life doesn’t have to be quite as ambitious as all that. I have been exploring changing my sleep cycles. Picking three or four short sleep periods instead of one overnight one. My complete flexibility and freedom of personal time makes this fairly easy. And it does seem to have a major impact on my creative energy. Varying mealtimes also produces interesting results. One contrast I have had as a part of my life for most of my life is between being alone, almost reclusive–and being very social and out in the world.  Even when I lived in a big, luxurious house with thirteen other people in a commune setting, I would frequently take private time in my bedroom for a day or two. Back and forth, back and forth. My hero, Sherlock Holmes, had a similar lifestyle.

Sometimes, when working on a specific creative project or goal, consistency of purpose and action is much desired. But more generally speaking, I still tend to lean toward Ralph Waldo Emerson’s “A foolish consistency is the hobgoblin of little minds.”

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January 9th, 2014 | Posted in Choosing Your Teacher, Jerry Gillies

When It Comes To Books, Are You A Reader or a Faddist?

This post was inspired by one I put on Facebook this morning:

So many self development books are being published now that there is a real danger. As new readers come along, they may believe in the cult of the new, not realizing the tremendous breakthrough books that came out in the 1970s and 1980s, or even earlier. There’s, for instance, Think and Grow Rich, and How To Win Friends and Influence People. Here’s the problem: many of the new books are watered down, surface scratchings of these earlier books. The essence and heart of some of the classics is missing in these new books that are basically like bad movie remakes.

And that post was inspired by the fact that so many people tell me about new books they’ve read (or, more likely, skimmed) and when I check them out, I find them to be merely a rehash of a book I read thirty years ago, or even one I wrote thirty years ago.

I remember when I was a kid, hating the Reader’s Digest Condensed Books, a series that had about five popular books in abridged form in each volume and lasted for about fifty years. I felt battered and insulted that some editor would distill the ideas or plot in a well-written book and spoon it out in a shortened form. I feel that way about many of the new books being published. This is not to say there aren’t some great new and innovative books being published. There are even some great books that take the themes of earlier books and expand on these and see those older ideas in useful, original ways.

There is such a glut of books being published, that I realize it is hard keeping up with new titles, let alone older ones. Luckily, however, we have online search engines that can track almost any book ever published. I do think many people are missing out by never having read the real classics in personal development and growth. If you choose to check some of these “classics” out, you will find they laid the foundation for many of the concepts being touted as cutting edge today. Way back in 1976, I wrote a book called Friends, and at the back of the book there was an annotated bibliography, listing fifty powerful books in interpersonal communication and self development. I decided to choose, for your consideration and edification, seven of my favorites from that list, books that really had a strong impact on my attitudes and approach to life:

1. Be The Person You Were Meant To Be, by Dr. Jerry Greenwald. This was the first book to really delve into the differences between nourishing and toxic relationships.

2.  Beyond Success and Failure, by Willard and Marguerite Beecher.  A classic with a lot to say about dependency and self-reliance.

3.  Decision Therapy, by Dr. Harold Greenwald.  I got to attend some of Harold’s workshops and they informed my own work on the importance of making good decisions in one’s life.

4.  Contact: The First Four Minutes, by Dr. Leonard Zunin. Leonard was a friend and a pioneer in the study of the impact of first impressions. The book has exercises, and I especially like his comment that, “A friendship may start in four minutes, but it has to be cultivated like a plant.” His title is also a great example for quickly letting a reader know what the book is about.

5.   Handbook to Higher Consciousness, by Ken Keyes, Jr. This book changed countless lives, including mine. Ken became a good friend as well as mentor. I attended more of his workshops than anyone else’s. He probably knew more about the psychology of the human brain than any author or teacher I can think of. A paraplegic, due to a bout of polio in his twenties, Ken was one of the happiest people I’ve ever met–and sometimes he called his work, The Science of Happiness.

6.  Love, by Leo Buscaglia. The next best thing to seeing Leo in person or on one of his PBS specials. Lots of great stories and gems of wisdom you’ll find yourself quoting to friends.

7.  Ways of Growth, edited by Herbert Otto and John Mann. A great compendium of articles on humanistic psychology and the human potential movement. Worth having just for the opening chapter, Growing Awareness and The Awareness of Growth, by Dr. Sidney Jourard. Many consider it to be the best explanation of personal growth ever written.

Not in any order of importance or chronology, and I just as easily could have picked another 7 from my list of fifty. But if you haven’t read any of these “classic” self-help works (or perhaps never even heard of them or their authors), you are missing out.


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Happier New Year!

January 1st, 2014 | Posted in Jerry Gillies, Prosperity Thinking

Forget Resolutions–Have a Personal Revolution

I find myself immersed in quotes at the beginning of this new year, as I have recently written an article on this subject and my end of 2013 audio was on the same subject for my Moneylove Club subscribers. I am even considering doing a book on the subject. I know there are hundreds of books out there on quotes, sayings, aphorisms, adages, short statements of wisdom, advice, instructions and observations on life. Several have even been written by friends of mine.

My purpose and approach is to add a new dimension to the subject by creating a new personal development tool I call Quotercises. These are simple exercises to make use of the quotes that strike our fancy, hit a responding chord in us, make our brain buzz with ideas, cause us to go quiet to reflect on the meaning of our lives. In other words, quotes are powerhouses of possibilities we haven’t made nearly as much use of as we could.

And it was a quote from the old genius himself, Albert Einstein, that gave me my inspiration for this first post of a new year. Strangely enough, because I have read a lot of Einstein quotes, and even did an entire audio on his wisdom, I hadn’t come across this specific one before. Here it is:

No problem can be solved from the same level of consciousness that created it.”    Albert Einstein

As I said, a powerhouse. In a way, it is the complete foundation for Moneylove and prosperity consciousness. It even refutes a lot of the basis of many of the books and courses on The Law of Attraction. There is no law, natural or manmade, which can overturn or rectify the crime of a negative consciousness. Not until that negative or poverty consciousness is confronted and is changed.

The answer is to start to become a new and better version of ourselves, to let go of the old and celebrate the new. One personal exercise you might try out, taking advantage of the timing, is to choose to do something this month you have never done before, and especially in the first month of a new year in which you will become, at least some of you, a new person with a different level of consciousness than the one that created any limitations or difficulties or persistent challenges you have encountered in years gone by.

One of the Quotercises I have created, which can easily be applied to the Albert Einstein quote, is to ask yourself the question:  Am I ready, willing, and able to use this quote by Albert Einstein, “No problem can be solved from the same level of consciousness that created it,” as a model or inspiration for the way I operate in my life in 2014?  And, are you willing to start immediately, at the beginning of this new year by exploring a different level of consciousness?


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Your Holiday Fantasies

December 20th, 2013 | Posted in Jerry Gillies

What Are You Doing For You This Holiday Season?

So, are you in the holiday spirit, filled with good cheer and a generous sense of giving? Would an outside observer seeing how you are acting the last two weeks of December get a picture of a prosperity conscious person?

I’ve always felt this is a good time to take stock and plan changes in one’s life. Because so many people around us seem happier at this time of year, it frees us to not have to worry about them so much. In other words, it is easier to enjoy yourself when so many others are enjoying themselves. If you don’t feel this, you either need to do some deep soul-searching or surround yourself with some new people.

It’s a good time for some fantasizing. I have two new exercises for your imagination that might help you get a sense of the true meaning and potential of whatever particular holiday you celebrate (and I assume we all celebrate New Year’s).

Fantasy Number One:  You have a multimillionaire friend who tells you to go to an upscale store or website and pick out a gift you would really like, and he or she will get it for you. And the only thing you can give them in return is to take them to a nice lunch or dinner in a restaurant you can easily afford.

Do you immediately know what you would order, or do you have to think about it for a while?

Fantasy Number Two:  Imagine that  you will be a lot richer by this time next year and start thinking about what wonderful gift you will get for a special person in your life.  If you want to explore stretching your comfort level a bit, tell that person about your fantasy and what you would like to get them if money were unlimited. You might even write it down in a holiday card, saying something like, “If I have a really abundant next year, here’s what I would love to get for you.”

Everyone says, “It’s the thought that counts.” Even if you have limited funds, there’s nothing preventing you from having unlimited thoughts.

Have a joyful and triumphant transition to the best new year of your life!


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